Renters Insurance
Your Belongings Deserve Protection — Renters Insurance Made Simple
You may not own the walls, but everything inside is yours. At Real Car Services, we offer straightforward renters insurance in Malaysia that covers your personal belongings, gives you liability protection, and keeps you financially secure without the hefty price tag.Whether you’re renting an apartment, a condo, or a landed house, a good renters insurance policy improves that the unexpected doesn’t become a financial disaster.
Personal Belongings
Covered against theft, fire & more
Liability Cover
Protection if someone is hurt in your home
Temporary Housing
Living costs if your unit becomes unliveable
Affordable Premiums
Flexible plans to suit your budget
What Your Renters Insurance Covers
Personal Property
Furniture, electronics, clothing, and valuables covered if lost to theft, fire, vandalism, or flood damage.
Personal Liability
If a guest is injured in your rented home or you accidentally damage a neighbour’s property, your policy steps in to cover legal and repair costs.
Loss Of Use
If your home becomes temporarily uninhabitable after a covered event, we help cover your hotel or alternative accommodation costs.
High-Value Items
Laptops, cameras, jewellery, and other high-value items can be added to your policy with optional extended cover.
Fire & Natural Disasters
Coverage for damage caused by fire, lightning, storms, and other unexpected natural events that affect your rented home.
Theft & Burglary
If your belongings are stolen from your home or even from your car, your renters insurance policy can cover the loss.
How To Get Started
Tell Us About Your Rental
Share basic details about your rented property location, size, and the estimated value of your belongings.
Get Your Personalised Quote
We compare available renters insurance plans in Malaysia and recommend the one that best fits your needs and budget.
Choose Your Cover & Pay Securely
Select your preferred plan and complete your purchase online in minutes with no complicated forms or in-person visits needed.
Receive Your Policy Instantly
Your policy document is sent to you by email or WhatsApp. You’re covered from day one.
Frequently Asked Questions
Is renters insurance compulsory in Malaysia?
No, it is not legally required but it is strongly recommended. Without it, you bear the full cost of replacing stolen or damaged belongings out of pocket.
How much does renters insurance cost in Malaysia?
Premiums vary based on the value of your belongings and your chosen coverage level. Plans can be very affordable and speak to our advisors for an accurate quote tailored to your situation.
Can I add extra cover for expensive items like jewellery or a laptop?
Yes. You can add optional riders or endorsements to your base policy to improve high-value items that are fully covered up to their actual market value.
Your stuff Your cover Your peace of mind
Get a free renters insurance quote from Real Car Services simple plans built for Malaysian tenants.